Meet Sil who is bound to make 2023 a great financial year. Sil is already aware of her owners struggle financially. There is not me I you will need to do unless you feel the need to write them down. Sil was married with 4 children. She stayed home with them until the financial status went bad. They lost their homes and cars and had to live with family for awhile. Sil worked multiple jobs just to get the family back on her feet. They officially bought their first home and at the same time got news their 14 year old daughter was having a child. Sil felt she failed as a mother and knew this was a new expense for the already struggling family. She did warm up to this new grandchild in no time. Once again thought the struggle of money was serious. Sil did sell her home and at the same time her husband asked for a divorce. Completely blindsided she was left devastated and homeless. She admits to taking the easy way out